If you have a question, a correction, or a suggestion for a topic, I would like to hear it.
I read every message and reply to what I can, usually within two to three business days.
What I can help with
- Corrections: if a figure or a rule described on this site is out of date or wrong, tell me and I will fix it
- Topic requests: questions you could not find a straight answer to elsewhere
- Partnership and advertising inquiries (see the form below)
Partnership and advertising inquiries
For partnerships, advertising or other business inquiries, use this form or email lim4532@nate.com. Please include your company, what you have in mind and a rough timeline. Anything sponsored on this site is clearly labeled as such.
What I cannot help with
I cannot give personal financial advice, assess your individual application, or recommend a specific lender to you. I do not know your income, your credit file, or your circumstances, and I am not licensed to advise borrowers in the United States. For decisions about your own money, please speak with a licensed professional in your country.
Who runs this site
The Borrower’s Desk is written and maintained by James Im, who has worked in loan consulting for 13 years. You can read more on the About page.