James Im
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Medicare Part D Out-of-Pocket Cap Rises to $2,400 in 2027
Medicare Part D caps out-of-pocket drug costs at $2,400 in 2027, up from $2,100, with a maximum deductible of $700 and a…
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Hardship Loans for the Unemployed in 2026: What You Can Borrow Without a Paycheck
Out of work and need a loan? Lenders count unemployment benefits, Social Security and a spouse’s income. Credit union PAL loans cap…
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HSA Contribution Limits for 2026 and 2027
HSA limits are $4,400 self-only and $8,750 family for 2026, rising to $4,500 and $9,000 for 2027, plus a $1,000 catch-up at…
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Nvidia Doubled Its Revenue. Why Is the Stock Flat Going Into November Earnings?
Nvidia closed at $204.64 on Oct. 30, 2026, about where it was a year ago, even though quarterly revenue went from $46.7…
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Home Energy Tax Credits Ended With 2025. Does Any 2026 Work Still Count?
The 30% home improvement credit (up to $3,200 a year) and the 30% clean energy credit ended for work finished after Dec.…
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Section 8 Voucher Income Limits and How the Waiting List Works
Section 8 Housing Choice Vouchers go to households at or below 50% of area median income, with 75% of new admissions reserved…
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How Big Is Your Required Minimum Distribution for 2026?
An IRA owner who turns 73 in 2026 divides the Dec. 31, 2025 balance by 26.5, so $400,000 means a $15,094.34 RMD,…
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What SSDI Pays in 2027, and How Much You Can Earn Without Losing It
SSDI averages $1,701 a month for disabled workers in 2027 after the 3.6% COLA, with the substantial gainful activity limit at $1,770…
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Who Qualifies for Lifeline Phone and Internet Help?
Lifeline cuts up to $9.25 a month off phone or internet service, or $34.25 on Tribal lands, for households at or below…
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Laid Off? The First 14 Days Decide How Much Help You Get
Unemployment, expedited SNAP, COBRA or a Marketplace plan, your 401(k) and your lenders: the deadlines that start the day a job ends,…